Qualifications

Jonathan J. Macko is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and Chartered Retirement Planning Counselor™ (CRPC®) with over 15 years of experience in the financial services industry. He began his career in 2009 and has worked with clients through a wide range of market environments, helping them navigate both growth periods and uncertainty with a steady, planning-focused approach.

As a CFP® professional, Jonathan has completed rigorous education, examination, and experience requirements and is committed to acting in his clients’ best interests. His work centers on comprehensive retirement planning, with a focus on organizing financial lives, creating reliable income strategies, and building portfolios that balance growth and stability.

Jonathan’s experience includes working with individuals and families across all stages of retirement, from pre-retirement planning and account consolidation to income distribution and long-term portfolio management. He has developed a practical approach designed to help clients avoid common pitfalls, particularly the risk of being forced to sell investments during market downturns. 

He is also the author of High-Five Retirement: Because of Your Hard Work, You Might Be Able to Retire Early and Well, where he outlines a clear and practical framework for retirement planning focused on simplicity, structure, and long-term confidence.

Jonathan holds a degree from the University of Miami and maintains all required licenses to provide investment and financial planning services. He continues to stay current with industry developments and planning strategies to better serve his clients.